Correct answer
The owner, unless another interested person has taken out the insurance under the legal terms.
The vehicle owner. Article 2 of the insurance law requires the owner to take out and maintain compulsory insurance. The owner is relieved of that obligation when another person with an interest in insuring the vehicle takes it out, stating the capacity in which they contract. This obligation must not be confused with who orders immobilisation or who pays its costs.
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Always the driver, even if they are neither the owner nor the policyholder.
The vehicle itself, with no person having any obligation.
The owner, unless another interested person has taken out the insurance under the legal terms.
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