Correct answer
No.
No. Article 5 excludes injury or death of the driver of the vehicle causing the crash. Voluntary driver-accident cover or another vehicle’s liability might apply depending on the case, but that is not this compulsory cover. The insured vehicle and certain property are also excluded; passenger status does not mean every item of a passenger’s property is covered.
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Yes, except when the driver is the beneficiary of the insurance.
No.
Yes, in all cases.
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