Correct answer
Injuries to the driver of the vehicle causing the crash.
The driver of the vehicle causing the crash under Article 5.1 of the insurance law. Passengers are injured third parties whose injuries may be covered even in the vehicle causing the crash; that fact alone does not exclude them. Damage to the insured vehicle and its carried property also has exclusions, separate from bodily injury. Optional insurance may provide additional protection under the policy.
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Injuries to the driver of the vehicle causing the crash.
Passengers’ injuries merely because they were in the vehicle causing the crash.
Injuries to the other vehicle’s occupants because they were not in the insured vehicle.
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