What is the penalty for not having the mandatory vehicle insurance?

Correct answer

A fine and a prohibition on using the vehicle; measures may also be taken against it.

Failure to maintain compulsory insurance entails a fine of 601 to 3,005 euros and a prohibition on using the vehicle, under Article 3 of the compulsory insurance law. The law also provides for impoundment or sealing at the owner’s expense until insurance is contracted, and officers may immobilise an uninsured vehicle under Article 104 of the traffic law. Paying a fine does not authorise continued driving; merely bringing payments up to date does not by itself establish coverage: the policy must be in force.