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BDifficulty 2/5

An ordinary trailer attached to a car is used in traffic in Spain. When is the trailer itself subject to compulsory insurance?

Correct answer

When its maximum authorised mass exceeds 750 kg.

When its maximum authorised mass exceeds 750 kg. Insurance law article 2.8.b exempts trailers and semi-trailers with a maximum authorised mass no greater than 750 kg, including exactly 750 kg, from their own obligation. The towing car must be insured in any case. For a trailer subject to the requirement, check that the contract specifically covers its compulsory liability; do not assume the car’s policy does so.

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  • When its maximum authorised mass exceeds 750 kg.

  • Always, even if its maximum authorised mass does not exceed 750 kg.

  • Never: no trailer is subject to that requirement.

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