Correct answer
Yes, within that insurance’s statutory scope and limits.
Yes, within the statutory scope and limits, because you are a person injured by the liable vehicle. The driver-injury exclusion refers to the driver of the vehicle causing the crash, not every driver involved. Occupants may also be injured third parties even when travelling in the vehicle causing the crash. Do not confuse third-party liability cover with separate driver accident cover or cover for damage to the insured vehicle itself.
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All options
Yes, within that insurance’s statutory scope and limits.
No, every driver is excluded even when another vehicle is liable.
No, that insurance only covers injuries to its own driver who caused the crash.
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