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BDifficulty 2/5

Does the compulsory third-party liability insurance of a vehicle causing a crash cover its own driver’s injuries?

Correct answer

No.

No: injury or death of the driver of the vehicle causing the crash is excluded from that compulsory cover under Article 5. A policy may include voluntary driver-accident cover. If another vehicle is responsible, a possible claim against its insurance is considered separately; it must not be confused with the driver’s own vehicle’s compulsory cover.

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All options

  • No.

  • Yes, in all cases.

  • Yes, except when the driver is the policyholder.

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