Correct answer
Snug and correctly positioned to reduce submarining risk.
Snug, flat and without twists or slack. The lap strap sits low across the hips below the abdomen; the diagonal strap crosses the chest and shoulder, not under the arm or behind the back. Correct posture and a snug belt reduce the risk of sliding under the lap strap but do not guarantee preventing all injuries. The entire belt should not be described as a strap located solely on the hips.
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Loose so it does not restrain the body.
With the lap strap directly over the abdomen.
Snug and correctly positioned to reduce submarining risk.
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