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DDifficulty 3/5

On a public collective passenger bus subject to SOV, a covered collision injures insured passengers and the driver on duty. Whom can that insurance protect?

Correct answer

Insured passengers and the driver on duty.

Both insured passengers and the driver performing the service. Article 6 includes transport-ticket holders and exempt minors, as well as staff assigned to services needed to use or operate the vehicle. Bodily-injury cover applies under the regulation’s circumstances and conditions, not merely because someone works for the company. SOV does not replace or remove any civil liability that may exist.

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  • Only passengers, never the driver on duty.

  • Only the driver, never passengers.

  • Insured passengers and the driver on duty.

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