Correct answer
The owner or long-term lessee recorded in the Vehicle Register.
The owner or registered long-term lessee in the Vehicle Register, under Article 82.f. This is not the Drivers’ Register, and the owner need not also be the insured person. Vehicle documentation differs from the driver’s driving licence, with a different responsibility.
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Always the driver, even for the vehicle’s documentation offence.
The owner or long-term lessee recorded in the Vehicle Register.
Always the insured person, merely because they appear on the policy.
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