Correct answer
It may lose restraint effectiveness and increase injury risk.
It may fail to restrain the occupant effectively and increase injury risk. Fastening it does not correct damage to the webbing, buckle, retractor or anchors. Have it inspected and repaired or replaced according to manufacturer instructions. The specific effect depends on the damage and crash: not every worn belt necessarily extends by the same amount or causes a steering-wheel impact.
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The damage does not matter if the occupant is in a rear seat.
It necessarily retains full effectiveness because it is fastened.
It may lose restraint effectiveness and increase injury risk.
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